Cyber Insurance for Small Businesses: What You Don't Know Could Cost You Everything

What is Cyber Insurance, and Why Should You Care?

Cyber insurance helps cover the financial fallout of data breaches, ransomware, phishing attacks, and business interruptions due to cyber incidents. It’s not a luxury item—it’s how you pay the bills when the breach hits the fan.

Covered Events May Include:

• Legal and regulatory expenses
• Customer notification and credit monitoring
• Data restoration and breach investigation
• Ransomware payments (yes, it’s a thing)

What’s NOT Covered?

• Your IT guy is clicking on “Free iPads.”
• Negligence due to a lack of basic cybersecurity practices
• Breaches from unpatched systems

Spoiler: Most denials occur because the business has no security measures. That’s where Onsecc makes you look like a genius.

Why Are Small Businesses Prime Cyber Targets?

Because you’re vulnerable, profitable enough, and often unaware.

• 43% of cyberattacks target small businesses
• Only 14% have cyber insurance
• Average data breach cost for an SMB: $120,000

Cybercrime isn’t just about stealing data—it’s about draining your time, finances, and reputation. Would your clients stay after hearing, “We lost your data bu,t we’re learning from it”?

Cyber Insurance + Onsecc: Better Together

Onsecc doesn’t sell insurance. But we make it possible for you to get it—at reasonable rates and with fewer headaches.

Here’s how we help:

• We keep your compliance airtight with real-time monitoring
• We help you stay audit-ready 24/7
• Our documentation tools make insurance applications painless
• If something goes wrong, you have evidence at your fingertips

Insurers love it when clients use platforms like Onsecc. It tells them, “This business takes cyber risk seriously.” That often means faster approval and potentially lower premiums.

Common Missteps That Kill Claims

Let’s play a game: Will your claim be approved?

Did you update your antivirus software this year?

No? That’s a problem.

Is your employee cybersecurity training older than your office coffee machine?

Denied.

Can you prove you were monitoring threats?

If not, you’re paying out-of-pocket.

Cyber insurance doesn’t cover negligence. Onsecc helps you dodge that label.

Final Word: Insurance Can’t Replace Action

Cyber insurance is your financial parachute. But it doesn’t work if you jump without strapping it on properly. Compliance isn’t just paperwork—it’s protection. With Onsecc, small businesses finally have a way to make cyber hygiene affordable, easy, and reliable.

Don’t wait for your wake-up call to be spelled in ransomware.

→ Start your free trial with Onsecc now

📞 +44-2034880245

🌐 www.onsecc.com

📧 hello@onsecc.com